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    Cred vs Flexprice

    Flexprice is open-core AI billing. Cred is a hosted ledger with checkout.

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    Flexprice

    Flexprice is an open-core (AGPL-3.0) billing platform for AI and agent companies, covering metering, prepaid wallets, credit grants, entitlements, subscriptions, and invoicing. Its docs recommend checking the wallet balance before a credit-consuming action, and plans can grant recurring credits with expiry.[4][1][3]

    Best for

    AI and SaaS teams that want open-source usage billing with credit grants and are comfortable running or paying for a billing stack.

    Cred

    Cred is a credit ledger with payments attached. Your server issues and deducts credits per user and credit type over a REST API; a deduct that would overdraw is rejected in the same call. Users buy packs through hosted Stripe checkout, subscribe for monthly credits, save a card for auto top-up, or pay with x402 stablecoins as an AI agent.

    Best for

    Developer teams selling prepaid credits, tokens, or points inside an app, who want balances, checkout, and spend enforcement without running a billing system.

    Last reviewed November 2026 against Flexprice's public docs. Sources

    Honest read

    Where each one
    is the better pick.

    Cred and Flexprice overlap, but they start from different places.

    Where Cred is better

    • The deduct itself enforces the balance, so there's no separate check to race
    • Hosted checkout that sells credit packs into a balance
    • x402 agent payments
    • No monthly fee or percentage of billing

    Where Flexprice is better

    • Open source and self-hostable[4]
    • Metering, invoicing, and credit notes[4][5]
    • Credit grants scoped to plans, subscriptions, or add-ons with expiry[3]
    • Public pricing with a free self-host option[5]
    Feature comparison

    Side by side.

    Capabilities of Cred and Flexprice, as documented in November 2026.

    CapabilityCredFlexprice
    Prepaid credit balance per user

    [5][6]

    Custom, non-monetary credit types

    Multiple wallets and price units; credit types are thinly documented.[6][8]

    Balance enforced at spend time

    Docs recommend a balance check before credit-consuming actions.[1][2]

    Hosted checkout for buying credit packs

    Stripe-hosted links for invoices; no documented credit checkout.[7]

    Auto top-up when a balance runs low

    [4][6]

    Subscriptions that grant recurring credits

    Credit grants on plans, subscriptions, or add-ons.[1][3]

    Credit expiry rules

    [6][3]

    Invoicing and revenue recognition

    Invoices yes; revenue recognition claims conflict.[5][9]

    Open source / self-host

    AGPL-3.0 open core; enterprise folders are commercial.[4]

    AI agents pay with x402

    Not found in Flexprice's docs as of review.

    		unverified
    Pricing model1 CRD per API call. Packs from $10 for 1,000 calls, no monthly fee, no share of your revenue; Stripe's processing fees apply to your sales.Pay as you go: $199/month + 0.5% of billing. Enterprise: starts at $3,000/mo. Open source: self-host.[5]
    Supported Partial Not documentedvaries · depends on setupunverified · couldn't confirm[n] · numbered source below
    Questions

    Cred vs Flexprice, answered

    Is Flexprice open source?

    Flexprice says 99% of its core is open source under AGPLv3, with enterprise folders under a commercial license. Cred is hosted only.[4]

    How do Flexprice and Cred check balances?

    Flexprice's guide recommends calling its wallet balance API before a credit-consuming action. In Cred the deduct call checks and debits atomically, failing with INSUFFICIENT_CREDITS when the balance is too low.[1]

    Which costs less?

    Flexprice's hosted plan is $199/month plus 0.5% of billing. Cred charges 1 CRD per API call with packs from $10 and takes no share of revenue; self-hosting Flexprice's open-source core has no license fee.[5]

    Keep reading

    Related comparisons

    Cred vs Lago

    Lago is open-source billing. Cred is a hosted credit ledger with checkout.

    Cred vs Autumn

    Autumn adds check and track on top of your Stripe. Cred is the ledger and checkout.

    Cred vs Orb

    Orb meters and invoices usage. Cred enforces the balance on every spend.

    Cred vs usage-based billing platforms

    They invoice usage. We run credit economies.

    Cred pricing

    1 CRD per API call, no monthly fee.

    Getting started

    Create a project and issue your first credit in minutes.

    Sources · last reviewed November 2026

    1. 1.Flexprice Docs: Credit-based pricing
    2. 2.Flexprice API: Get customer wallets
    3. 3.Flexprice CLI: Credit grants
    4. 4.Flexprice on GitHub
    5. 5.Flexprice pricing
    6. 6.Flexprice CLI: Wallets
    7. 7.Flexprice Docs: Stripe payment links
    8. 8.Flexprice: Credits and wallets
    9. 9.Flexprice: Fintech solutions

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