Features

    Everything a credit
    system needs.

    A ledger, payments, analytics, and optional Web3 bridging — the pieces you'd otherwise build and maintain yourself.

    Create a project Read the docs
    What it is

    Credit infrastructure for developers.

    Cred handles the complete lifecycle of application credits. You're credits-first, not billing-first: users buy credits and spend them instantly — no invoices, no month-end settlements.

    LedgerBalances + transactions with atomic operations
    PaymentsStripe-native checkout, recurring or one-time
    WebhooksReal-time events with signature verification
    Audit logsComplete transaction history and traceability
    Multi-projectOne dashboard, unlimited apps
    Web3 bridgeOptional on-chain token deployment
    Core capabilities

    Four parts, one ledger.

    The pillars that power an application credit system.

    Credit ledger

    A real-time ledger for application credits. Track balances, transactions, and history with atomic operations.

    • Atomic issue/deduct operations
    • Real-time balance queries
    • Transaction history & audit logs
    • Custom credit types per project

    Stripe-native payments

    Built-in Stripe integration for monetizing credits. Hosted checkout, pricing tiers, and Stripe Connect support.

    • Hosted checkout pages
    • One-time purchases
    • Stripe Connect for platforms
    • Configurable pricing tiers

    Analytics and insights

    Understand how credits flow through your application. Issuance, deductions, and user activity at a glance.

    • Transaction volume charts
    • Credit flow visualization
    • Time-based filtering
    • Per-project analytics

    Web3 bridge (optional)

    Deploy credits as on-chain ERC-20 tokens. Ethereum, Polygon, Base, Arbitrum, and Optimism supported.

    • ERC-20 token deployment
    • Multiple EVM chains
    • Managed or BYOC options
    • Wallet connection support
    Built for developers

    Production-ready, with the DX you expect.

    Atomic operations

    Every credit operation is atomic. Issue, deduct, and query balances with guaranteed consistency.

    Webhooks

    Real-time event notifications with HMAC signature verification. React to issuance, deductions, and purchases.

    API key management

    Secure API keys per project. Track last usage and manage access from the dashboard.

    100 req/min

    Rate limiting

    Built-in rate limiting to protect your API from abuse and ensure fair usage.

    Multi-project

    One dashboard, unlimited projects. Manage multiple apps, each with their own credit types and settings.

    REST API

    Simple REST API for all credit operations. Issue, deduct, check balance, and manage users.

    Integration

    From signup to production in four steps.

    01

    Create a project

    Sign up and create your first project in minutes.

    02

    Define credit types

    Create custom credit types for your application.

    03

    Set up pricing

    Configure pricing tiers and connect Stripe.

    04

    Integrate the SDK

    Use our SDK to issue and deduct credits.

    Security

    Built secure.

    Measures that protect your credit infrastructure.

    TLS encryption in transit
    API key authentication
    Complete transaction logs
    Per-project isolation
    Webhook HMAC signatures
    Rate limiting (100 req/min)
    Secure Stripe integration
    Hashed API key storage
    Audit trail for operations

    Your first credit is
    one request away.

    Create a project See pricing

    No card needed to start.

    ai-studio · tokens · last 30 days+146k issued